The Ledger 3-In-1 Jacket from Bench.
The Ledger is the most multipurpose jacket made by Bench. When you need to bundle up for blizzards, the external outer layer acts as a perfect wind and water repellent so that nothing the environment throws at you gets inside. The Inner layer features Microlite PU technology that keeps every shred of warmth inside with plenty of breathing room to spare.
When the storm blows over and the sun comes out, simply zip off the outer layer and sport the inner. True multi-use to the max, Bench style.